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health is wealth

health is wealth health is wealth health is wealth

I shop all full coverage options on the public, and private market!

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Cham Care

As a licensed professional in the insurance industry, I've been able to help hundreds of families across the country with their health coverage.  My knowledge of product, along with my 5 years of experience and drive to succeed is what allows me to ensure that I'll guide you to the plan that is in the best interest of you and/or your family.

That being said, I do specialize in private health insurance.

This type of coverage is especially ideal for self-employed individuals, small business owners, travelers and relatively healthy individuals.


I'm able to assist ages 18-65 in 3 states across the country!

how it works

Connect

Stay Covered

Connect

First things first; We have to find what it is that you need covered and what you can qualify for!

Public vs Private 

This will help me determine what plans will work best for you.

Consult

Stay Covered

Connect

Once I have a good idea of what it is that you're looking for as far as insurance, We'll set up a time to go over some options together to figure out which one you feel fits best.

Get Covered

Stay Covered

Stay Covered

Together, we'll pick a plan and build it according to your needs.

I work with you first hand from start to finish!

Stay Covered

Stay Covered

Stay Covered

My job isn't done until you're in the best position to protect your Health and Wealth god forbid you were in a major financial crisis do to your health!



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Frequently Asked Questions

  • A deductible is an amount that you'd have to pay in to your insurance before most of your benefits really kick in.


  • According to the New England Journal Of Medicine, 4% of Americans are forced to declare bankruptcy due to unpaid medical expenses
    • 13% of adults in the U.S. have over $10,000 in medical debt.
      [Google]
    • A Long-Term major medical condition can cost about a million dollars in expenses.


  • In short, AGE, GENDER, and ZIP CODE are the main determining factors.


  • The Public Marketplace does have an Open Enrollment period. (Usually 11/01-12/15)
    • Qualifying Life Events are an exception to this time frame
  • Some Employers have enrollment periods as well (Usually annually or bi-annually)
  • Private insurance is available for enrollment year-rou


  • There is no contract or timely agreement for any type of insurance expect for some employer coverage options.


  • This depends on your network type. a PPO is the only type of plan that travels with you.


Contact me

JUST WANT A QUOTE?

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Christopher Chamness

(262)-620-0151 christheinsuranceguy5@gmail.com AL CO DE FL GA ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NM NC ND OH OK OR SC SD TN TX UT VT VA WV WI WY

Hours

Monday - Friday: 8am - 8pm

Saturday: 9am - 5pm

Sunday: Upon Request


*If you need an appointment outside of these hours, please contact me to set your appointment

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